Steps to Buying a Home:
Whether you’re becoming a homeowner for the first time or you’re a repeat buyer, buying a house is a financial and emotional decision that requires the experience and support of a team of reliable professionals. We are certain we can make this experience as easy and comfortable as possible.
1. Get a REALTOR®
In the maze of forms, financing, inspections, marketing, pricing and negotiating, it makes sense to work with professionals who know the community and much more. As an accreditedconfident
2. Get Mortgage Pre-approval
Most first-time buyers need to finance their home purchase, and a consultation with a mortgage lender is a crucial step in the process. Find out how much you can afford before you begin your home search. We have trusted lenders who can help you with this process.
3. Look at Homes
Decide what area or features of a home are most important to you. We can help educate you on your local market as well as show you current MLS listings in your areas. Many home listings on line may not be up to date, but as your Buyer’s agent we give you access to the most accurate information on homes that meet your criteria. We can help you narrow your priorities and make an informed decision about which home to choose.
4. Choose a Home
While no one can know for sure what will happen to housing values, if you choose to buy a home that meets your needs and priorities, you’ll be happy living in it for years to come.
5. Get Funding
The cost of financing your home purchase is usually greater than the price of the home itself (after interest, closing costs and taxes are added). Get as much information as possible regarding your mortgage options and other costs. We can help put you in touch with trusted professionals to make sure you are always informed and comfortable.
6. Make an Offer
While much attention is paid to the asking price of a home, a proposal to buy includes both the price and terms. In some cases, terms can represent thousands of dollars in additional value – or additional costs – for buyers. We will help you
understand these terms, and negotiate on your behalf.
7. Get Insurance
No sensible car owner would drive without insurance, so it figures that no homeowner should be without insurance, either. Real estate insurance protects owners in the event of catastrophe. If something goes wrong, insurance can be the bargain of a lifetime.
In practice, closings bring together a variety of parties who are part of the real estate transaction.
9. What’s Next?
You’ve done it. You’ve looked at properties, made an offer, obtained financing and gone to closing. The home is yours! CONGRATS! Move in and get settled as you enjoy the your new home!