Steps to Buying a Home

Steps to Buying a Home:

Whether you’re becoming a homeowner for the first time or you’re a repeat buyer, buying a house is a financial and emotional decision that requires the experience and support of a team of reliable professionals.  We are certain we can make this experience as easy and comfortable as possible.

1. Get a REALTOR®

In the maze of forms, financing, inspections, marketing, pricing and negotiating, it makes sense to work with professionals who know the community and much more. As an accreditedconfident

2. Get Mortgage Pre-approval

Most first-time buyers need to finance their home purchase, and a consultation with a mortgage lender is a crucial step in the process. Find out how much you can afford before you begin your home search.  We have trusted lenders who can help you with this process.

3. Look at Homes

Decide what area or features of a home are most important to you. We can help educate you on your local market as well as show you current MLS listings in your areas.  Many home listings on line may not be up to date, but as your Buyer’s agent we give you access to the most accurate information on homes that meet your criteria. We can help you narrow your priorities and make an informed decision about which home to choose.
4. Choose a Home

While no one can know for sure what will happen to housing values, if you choose to buy a home that meets your needs and priorities, you’ll be happy living in it for years to come. 

5. Get Funding

The cost of financing your home purchase is usually greater than the price of the home itself (after interest, closing costs and taxes are added). Get as much information as possible regarding your mortgage options and other costs.  We can help put you in touch with trusted professionals to make sure you are always informed and comfortable.

6. Make an Offer

While much attention is paid to the asking price of a home, a proposal to buy includes both the price and terms. In some cases, terms can represent thousands of dollars in additional value – or additional costs – for buyers.  We will help you
understand these terms, and negotiate on your behalf. 

7. Get Insurance

No sensible car owner would drive without insurance, so it figures that no homeowner should be without insurance, either. Real estate insurance protects owners in the event of catastrophe. If something goes wrong, insurance can be the bargain of a lifetime. 

8. Closing

In practice, closings bring together a variety of parties who are part of the real estate transaction. 

9. What’s Next?

You’ve done it. You’ve looked at properties, made an offer, obtained financing and gone to closing. The home is yours!  CONGRATS! Move in and get settled as you enjoy the your new home!


Ready to be a home owner?

We Specialize in Helping Seniors Buy a Home Anywhere in San Diego County.

Check all One Story Homes listed for sale in the San Diego area by clicking on the link below - -


These are ALL Single Level Homes. Please give us a call at  619-871-0900 or use our Contact Form to work personally with The HARP Team to sift through all the homes for sale in the San Diego area and find the right home for you.

To see more homes and to work with The HARP Team personally please contact us now.

Call us at  619-871-0900

(619) 871-0900

CalBRE #01173208
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